{"id":6106,"date":"2025-12-19T13:11:18","date_gmt":"2025-12-19T12:11:18","guid":{"rendered":"https:\/\/cfecgc-irsn.fr\/?p=6106"},"modified":"2026-02-05T15:03:16","modified_gmt":"2026-02-05T14:03:16","slug":"resume-cfe-cgc-de-la-commission-de-suivi-de-la-mutuelle-du-5-decembre-2025","status":"publish","type":"post","link":"https:\/\/cfecgc-irsn.fr\/index.php\/2025\/12\/19\/resume-cfe-cgc-de-la-commission-de-suivi-de-la-mutuelle-du-5-decembre-2025\/","title":{"rendered":"Mutuelle : jusqu&rsquo;ici tout va bien&#8230;"},"content":{"rendered":"\n<h2 class=\"wp-block-heading has-vivid-purple-color has-text-color has-link-color wp-elements-c8688b8d12a31a9762f98711a1893836\">Enfin, une bonne nouvelle !<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La Commission de suivi de la mutuelle, instance paritaire charg\u00e9e d\u2019assurer l\u2019\u00e9quilibre financier de notre r\u00e9gime de compl\u00e9mentaire sant\u00e9, a pr\u00e9sent\u00e9 un bilan 2025 tr\u00e8s positif pour les salari\u00e9s de l\u2019ASNR.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-vivid-purple-color has-text-color has-link-color wp-elements-0c6f838a41caebb27a0f436d8510baef\"><strong>Un r\u00e9gime principal solide et bien pilot\u00e9<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Le rapport entre les prestations de sant\u00e9 et les cotisations (P\/C) devrait atteindre <strong>86,3 % en 2025<\/strong>, un r\u00e9sultat tr\u00e8s favorable.<br>Pour m\u00e9moire, la participation de l\u2019employeur \u00e0 la compl\u00e9mentaire sant\u00e9 de ses salari\u00e9s est importante, de <strong>1,65% de la masse salariale, <\/strong>similaire \u00e0 celle d\u00e9volue aux activit\u00e9s sociales g\u00e9r\u00e9es par le <strong>CSE<\/strong>. De plus, l\u2019employeur a pris en charge int\u00e9gralement <strong>une majoration de 6 %<\/strong> appliqu\u00e9e au 1er janvier 2025 \u2014 une avanc\u00e9e propos\u00e9e par la CFE-CGC.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-vivid-purple-color has-text-color has-link-color wp-elements-73c3494ddc1b21d24b1b0b45d1957bc2\">Un c<strong>ontexte national tendu mais un impact ma\u00eetris\u00e9<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Malgr\u00e9 un d\u00e9ficit annonc\u00e9 de <strong>22 Md\u20ac pour la S\u00e9curit\u00e9 sociale<\/strong>, la hausse continue des d\u00e9penses de sant\u00e9 et les incertitudes r\u00e9glementaires (franchises, ticket mod\u00e9rateur, taxes\u2026), notre r\u00e9gime reste \u00e0 l\u2019\u00e9quilibre.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-vivid-purple-color has-text-color has-link-color wp-elements-de10e24a8003adf9135fa668473062c0\"><strong>Perspectives 2026 : une stabilit\u00e9 confirm\u00e9e<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La projection 2026, int\u00e9grant une d\u00e9rive des d\u00e9penses de 6 %, maintient un ratio P\/C satisfaisant de <strong>91,3 %<\/strong>. La CFE-CGC soutient donc le <strong>maintien des cotisations \u00e0 leur niveau actuel<\/strong> \u00e0 savoir :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>34,56 \u20ac\/mois <\/strong>pour les salari\u00e9s,<\/li>\n\n\n\n<li><strong>94,11 \u20ac\/mois <\/strong>pour l\u2019ASNR.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-vivid-purple-color has-text-color has-link-color wp-elements-2d6b89793a72d552d16d01472c498089\"><strong>R\u00e9gime p\u00e9riph\u00e9rique : une vigilance n\u00e9cessaire<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ce r\u00e9gime concernant les salari\u00e9s d\u00e9tach\u00e9s, les conjoints non ayants-droits et les retrait\u00e9s \u00e0 partir de 2009 reste structurellement exc\u00e9dentaire : <strong>P\/C 2025 de 83,2 %<\/strong>, apr\u00e8s plusieurs fortes hausses de cotisations ces derni\u00e8res ann\u00e9es.<br>\u00c0 l\u2019initiative de la CFE-CGC, une simulation montre qu\u2019un retour aux <strong>cotisations 2024<\/strong> porterait le ratio \u00e0 <strong>88,0 %<\/strong>, toujours tr\u00e8s raisonnable. <strong>Malakoff Humanis a alors accept\u00e9 le retour au niveau de cotisations 2024 pour ce r\u00e9gime p\u00e9riph\u00e9rique, \u00e0 effet r\u00e9troactif au 1er janvier 2026.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"has-small-font-size wp-block-paragraph\">Lire le compte-rendu d\u00e9taill\u00e9 : <a href=\"https:\/\/cfecgc-irsn.fr\/wp-content\/uploads\/2025\/12\/Compte-rendu-CFE-CGC-de-la-Commission-de-la-mutuelle-du-5-decembre-2025-F.pdf\">https:\/\/cfecgc-irsn.fr\/wp-content\/uploads\/2025\/12\/Compte-rendu-CFE-CGC-de-la-Commission-de-la-mutuelle-du-5-decembre-2025-F.pdf<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Enfin, une bonne nouvelle ! La Commission de suivi de la mutuelle, instance paritaire charg\u00e9e d\u2019assurer l\u2019\u00e9quilibre financier de notre r\u00e9gime de compl\u00e9mentaire sant\u00e9, a pr\u00e9sent\u00e9 un bilan 2025 tr\u00e8s positif pour les salari\u00e9s de l\u2019ASNR. Un r\u00e9gime principal solide et bien pilot\u00e9 Le rapport entre les prestations de sant\u00e9 et les cotisations (P\/C) devrait [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":6195,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-6106","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-protectionsociale","entry","has-media"],"_links":{"self":[{"href":"https:\/\/cfecgc-irsn.fr\/index.php\/wp-json\/wp\/v2\/posts\/6106","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cfecgc-irsn.fr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cfecgc-irsn.fr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cfecgc-irsn.fr\/index.php\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/cfecgc-irsn.fr\/index.php\/wp-json\/wp\/v2\/comments?post=6106"}],"version-history":[{"count":17,"href":"https:\/\/cfecgc-irsn.fr\/index.php\/wp-json\/wp\/v2\/posts\/6106\/revisions"}],"predecessor-version":[{"id":6194,"href":"https:\/\/cfecgc-irsn.fr\/index.php\/wp-json\/wp\/v2\/posts\/6106\/revisions\/6194"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cfecgc-irsn.fr\/index.php\/wp-json\/wp\/v2\/media\/6195"}],"wp:attachment":[{"href":"https:\/\/cfecgc-irsn.fr\/index.php\/wp-json\/wp\/v2\/media?parent=6106"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cfecgc-irsn.fr\/index.php\/wp-json\/wp\/v2\/categories?post=6106"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cfecgc-irsn.fr\/index.php\/wp-json\/wp\/v2\/tags?post=6106"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}